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Discussion Starter · #1 ·
My girlfriend was pre-approved at a car loan thru her credit union. The dealer simply had to send in the appropriate documents. Instead the dealer sent in a new loan app. which canceled the loan that she was pre-approved for. The dealership new that she was pre-approved.

Please help me.
 

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Go back to the credit union... explain that you didn't authorize them to process a loan..

then find a different dealer.

The dealer doesn't want you to finance with your own credit union.... cuz they make money when you go through VW's financing... so basically they fux0rd you.
 

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Discussion Starter · #4 ·
good question....come to find out that indeed it was sent to the same credit union, however it was sent in as something they refer to as cudl.

They resubmitted the loan under credit union direct lending which is who they will go through. Kind of fuzzy here because I would assume that VWOA has an internal financing arm. I distinctly remember the internet manager saying that they go through Nevada federal credit union. hmmmm.

At any rate, "Armando" in financing sent the app in through the cudl program erroneously. So now that have to cancel out that loan and my girlfriend will continue as planned with the financing through the credit union.

My girlfriend works for the FBI and she was offered a special rate of 3.49 and then 2.9 after the first payment is deducted. So her payment will stay the same but the loan will be paid of a few payments sooner.

I figure the dealer ship used the cudl as a way to take down the difference between what rate they get and the rate that the credit union gave my girlfriend(3.49 later becoming 2.9). Dealerships are just scandalous.

And they thought what ELF did was bad. I'm kinda like pesci's character in casino when I get angry. Remember when he says to the banker, "Let me explain to you what it is that I do. See, I'll wake up tomorrow morning, have some breakfast with my kids, take a walk down to the bank and come see you. And if you don't have my money for me I will crack your fuxoing head wide open with a bat. And just about the time I'm getting out of prison, you'll be getting out of your comma. And guess what, I'll crack your fxoing head open again, cause I'm stupid like that. I don't care about prison."
 
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