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What do car insurance companies consider the Zx3 for insurance. Economy? sport?
 

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A Family Hatchback, or "Economy Car".
The SVT is ranked a little differently because of those three letters, but it's cool that you can take a ZX-3 and mod the hell out of it, and it's still a "Family Car".
 

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"compact" is what the window sticker says for ZTS. thats on the fuel economy thing...not sure if its the same for ins or not.. my mustang window sticker says "sub compact".. .weird.
 

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My insurance company gave it a sportier rating -- something like "sport economy" (
) -- because it only has 2 passenger doors. It's funny that a ZX5 would qualify as a grocery-go-getter.

The SVT gets the shaft because it's a limited production vehicle, a "performance" trim level, and (for the ZX3-Based SVT), even "sportier" due to having only 2 passenger doors. I should call up my insurance company and ask them for an insurance comparison with an SVT, SVT5, a ZTS, ZTW, ZX5, and ZX3. If I get around to it, I'll post results. My wife has a 100% clean record. she's older than 25 and married, no kids, and works a mile away from home. I'll probably tell them she's thinking of a new car and we want a comparison because she wants a focus (even though she's really rather have a new Thunderbird, Celica GT-S, or a low-mileage 3000GT VR-4... I won't tell them that....
)
 

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The focus is actually pretty expensive to insure in any trim, because it gets crashed/totalled a lot. I believe that has more to do with the rates than the vehicle classification does. I mean, there's one guy on this board that single handedly raised my rates $30 last year... you know who you are...

 

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Devil's Advocate. Just to cheese you off.
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The focus is actually pretty expensive to insure in any trim, because it gets crashed/totalled a lot. I believe that has more to do with the rates than the vehicle classification does. I mean, there's one guy on this board that single handedly raised my rates $30 last year... you know who you are...

rpvietellio (sp?)? HE totalled like 3 foci already didn't he?

 

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yeah i work for an insurance company, and normal Focus is almost up there with the WRX.. the SVTf is actually a bit higher
 

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Despite having a record free of moving violations, my insurance for the car has always been disgustingly expensive, ranging from $290 to $410 per month. I was told that that is because of a high-rate of claims and the car being relatively expensive to fix.
 
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