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No longer a Focus owner **insurance update**

1.6K views 40 replies 19 participants last post by  mikes01  
#1 ·
So I'm on my way to work in the pouring rain and I get next to a semi. Next thing I know my car does a little shake, then I drift in front of the semi right into the guardrail! Next thing I know, I played ping-pong between the guardrail and the semi for about a 100 ft. Now it's totalled!! So... how's your day going?? Best thing, it took the police an hour to get there! I called my mom and a tow truck and they both beat the police there!! So there'll be a few things in the for sale forum here later on today!


















-Mike
 
#2 ·
Re: No longer a Focus owner as of 5:25 a.m.

Holy [censored] man...sorry to hear it. I'm guessing you're ok since you're posting here.

Glad nothing happened to you, the car is replaceable. Well, you were debating about keeping the car...I guess this was a sign.

Hang in there and good luck with the insurance claims and all that good stuff.
 
#4 ·
Re: No longer a Focus owner as of 5:25 a.m.

Do I smell insurance fraud?!
Image


I'm kidding. Getting into a wreck is never fun. Hopefully you find something to replace it that you can really get excited about. At least I got to see your car at JetFest one last time.
 
#7 ·
Re: No longer a Focus owner as of 5:25 a.m.

were still going to put the header on right?

damn i now have some carpet for sale... lol

glad you are ok, what a rush that would be!
 
#11 ·
Re: No longer a Focus owner as of 5:25 a.m.

I'm fine guys, thanks for the support though! I just have a little bit of a headache, nothing more. I went and looked at a truck today already! It's a '99 Ford Ranger 4x4, standard cab stepside, lifted 3" I believe on 31's, they are asking $7000 and it's only got 73k on it. So I'm crossing my fingers for that. Yeah Mike, lets go to the junkyard and install that header!! Anyway, I should be alright, I got everything I could off of the car, except for the intake(Mike's got my stocker!), and the hood(Mike's got that too!) Everything else in piled up in my garage!

-Mike
 
#12 ·
Re: No longer a Focus owner as of 5:25 a.m.

Funny I got rid of my 2003 Sonic Blue Ranger 4x4 ext cab for the Focus ( mine had 32x11.50 on it) Glad to hear you are OK, I wanted that to happen to my truck but no such luck.


I'm fine guys, thanks for the support though! I just have a little bit of a headache, nothing more. I went and looked at a truck today already! It's a '99 Ford Ranger 4x4, standard cab stepside, lifted 3" I believe on 31's, they are asking $7000 and it's only got 73k on it. So I'm crossing my fingers for that. Yeah Mike, lets go to the junkyard and install that header!! Anyway, I should be alright, I got everything I could off of the car, except for the intake(Mike's got my stocker!), and the hood(Mike's got that too!) Everything else in piled up in my garage!

-Mike
 
#15 ·
Re: No longer a Focus owner as of 5:25 a.m.

Man that infamous WRX hood is gone...bummer, but glad to hear you are ok. I know what it feels like to bounce around in the focus...
Actually the hood is fine! The driver's front fender and the entire rear half is toast though! I'll post pics as soon as I tranfer them from the Digi to the comp.

-Mike
 
#16 ·
Re: No longer a Focus owner as of 5:25 a.m.**pics added**

So I'm on my way to work in the pouring rain and I get next to a semi. Next thing I know my car does a little shake, then I drift in front of the semi right into the guardrail! Next thing I know, I played ping-pong between the guardrail and the semi for about a 100 ft. Now it's totalled!! So... how's your day going?? Best thing, it took the police an hour to get there! I called my mom and a tow truck and they both beat the police there!! So there'll be a few things in the for sale forum here later on today!

the hood will survive all! Glad you are ok man! check your vm on your cell phone
 
#19 ·
Re: No longer a Focus owner as of 5:25 a.m.**pics added**

Eesh.... glad you're okay.
Image
 
#20 ·
Re: No longer a Focus owner as of 5:25 a.m.**pics added**

Thanks you everybody for your concern, but I'm ok, only a headache and a small bruise on my shoulder from the seatbelt. Only things I have to part with are the sub box, the front strut bar, the Injen spark plug cover, SVT coolant cover, and i believe that's all. If interested in any of this, PM me. Mike, my cell phone also crapped out on me, so I'm awaiting a replacement from Cingular, so I have no phone until like Monday.

-Mike
 
#22 ·
Re: No longer a Focus owner as of 5:25 a.m.**pics added**

It's yours Mikey! Anything else?? Just let me know.

-Mike
 
#23 ·
Re: No longer a Focus owner as of 5:25 a.m.**pics added**

So the insurance company is being stupid. They're trying to tell me that I shouldn't expect much for my car considering I'm going to have to pay for the tow box on the side of the rig that I hit. They said I should onlly expect maybe payoff($3800) and my deductible($500). I blue booked my car on both NADA and Kelly Blue Book and it varied between $6300-$7100. What do you guys think?? Man I hate dealing with insurance people.

-Mike
 
#24 ·
Re: No longer a Focus owner as of 5:25 a.m.**pics added**

mike you gotta bitch, scream, moan, cry, everything to make them give you more. Tell them what mods you had done, even if you dont have paperwork it still shows that the car meant something to you.

i mean it mike, dont take the first offer.

good luck man!
 
#25 ·
Re: No longer a Focus owner as of 5:25 a.m.**pics added**

I went and talked to my insurance agent today and told her everything that was done to the vehicle and what the claims guy told me and she apologized for his unprofessionalism(I think that's a word) in what ho told me and how he acted towards me. I showed her the printouts from NADA and KBB and she told me not to worry, I would get what I deserved out of it, what it's worth, she asked me if I had receipts, which i do, but I alreay took everything off of it. Anyway, I got this covered!! Besides, if they wanna mess around, my step-dad has an awesome lawyer!!

-Mike
 
#26 ·
Re: No longer a Focus owner as of 5:25 a.m.**pics added**

Got my new phone today, but I don't have any of my numbers so would everyone who's numbers I had call me or PM them to me so I have them again. Thanks.

-Mike