As started from the throne in San Diego.
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bigdaddyG8
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4,500 Posts
Have you tried the local mini-storage place? :lol:
Dev is probably right with the DMV thing tho. Yeah, start there.
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9,902 Posts
Mornin Norcal! Happy New Year and back to work for me. As of May of this year, I will have been with my company for ten years. Yay for 3 weeks vacation. :thumbup:
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4,071 Posts
Guten morgen!
I have a question for all you car dealer/finance people:
Some friends of mine financed a new F-150 awhile back. They had it for about a year but weren’t able to afford the payments. They turned the truck back over to the dealership who’s telling them that they’re still on the hook for about $12 grand. My friends want to declare bankruptcy but, I don’t know, is there another way?? I’m hoping some sort of deal can be struck so they can avoid the whole bankruptcy BS.
:dunno:
I have a question for all you car dealer/finance people:
Some friends of mine financed a new F-150 awhile back. They had it for about a year but weren’t able to afford the payments. They turned the truck back over to the dealership who’s telling them that they’re still on the hook for about $12 grand. My friends want to declare bankruptcy but, I don’t know, is there another way?? I’m hoping some sort of deal can be struck so they can avoid the whole bankruptcy BS.
:dunno:
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9,902 Posts
From what I understand of leases, a lease is like a cell phone contract; you agree to keep the truck for x amounts of years and to only use x amount of miles otherwise you pay an overage. It is possible that they would make him pay for the remainder of the lease unless he could find someone to take over payments in which case a deal might be struck with the dealer so long as the new lessee could qualify with the credit. Unfortunately, he might be better off declaring bankruptcy than offing the truck; either way his credit would be ruined and if he is ready to declare anyway, it probably already is. He wouldn't qualify for another truck so he might as well keep it.
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4,071 Posts
Thanks, Les! It was a purchase not a lease agreement but, yeah, they're probably still SOL. I guess I'm hoping for some sort of strategy in dealing with the finance company.
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9,902 Posts
If its not a lease, then the dealership (unless they are the finance company) can't say jack about what he would owe. He needs to talk to the finance company or consider refinancing to lower his payment. If they told him that he would have to pay $12K but weren't the finance company, it was a scare tactic to keep him in the truck so they wouldn't lose money on the deal, plain and simple.
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21,315 Posts
Happy Monday NorCal!
I am helping Beth organize her business dealings... I'm happy to be doing something to help her.
I am anxious to see you guys... seems like forever!
I am helping Beth organize her business dealings... I'm happy to be doing something to help her.
I am anxious to see you guys... seems like forever!
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1,264 Posts
Good Monday Morning and Happy New Year gang...
We had fantastic holidays; Christmas eve at my sister's place in Winters, Christmas day here with 8 guests, worked quite a bit between the holidays, New Years eve in San Jose, New Years day in Santa Cruz and Capitola. Started off today replacing the upper motor mount on the kid's Gumby car. Discovered that one of the threaded stud wells in the aluminum cylinder head was sheared off so I'm hoping that 2 of the 3 studs will hold the thing together. :lol:
Have a great day.
We had fantastic holidays; Christmas eve at my sister's place in Winters, Christmas day here with 8 guests, worked quite a bit between the holidays, New Years eve in San Jose, New Years day in Santa Cruz and Capitola. Started off today replacing the upper motor mount on the kid's Gumby car. Discovered that one of the threaded stud wells in the aluminum cylinder head was sheared off so I'm hoping that 2 of the 3 studs will hold the thing together. :lol:
Have a great day.
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4,500 Posts
It's really cold in our building today. Thankfully I'm the only one who has walls, a door and a space heater so it's toasty warm in my office. Problem is now I have to go visit the loo and it's as cold as a meat locker in there.
:lol:
Carry on....
:lol:
Carry on....
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21,315 Posts
Me too. Chances are I'll be back down there in the spring sometime.
Don't freeze your junk to the seat!
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25,014 Posts
I'll warm up your meat.
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9,011 Posts
Few things are as disenchanting as a warm buttocks on cold porcelain.
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8,197 Posts
A quick reminder that you forgot to put down the seat?
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